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Health Insurance


Hey , im currently living in the Uk where my health care is free from the nhs. I'm currently thinking about moving to the usa, one of the main things that is stopping me from coming over is health insurance , ive never had to get health insurance before and to be honest im finding it really confusing. how much… Read More

Health Ins and med coverage*

My son is waiting foir a call to get an MRI. He doesn't have a diagnosis yet. I noticed someone said something about having a $5000 co-pay and they couldn't afford meds because of it. We were going to try to get some insurance for him in November during open-enrollment, not that we can probably afford it but he… Read More

Would headphones be covered *

I was wondering if anyone would know this answer. Would headphones 🎧 such as the Bose headphones be covered under insurance (medical) I remember being at my daughter’s apt @ school, someone bought her these gorgeous, unbelievable Bose headphones set to block out noise. When I was there I actually used them to… Read More

Assisted Living Coverage*

I'm exploring living options for my dad. He's had MS for 25 years. He has to move out of his house and is unable to earn an income.  He receives $1,100 per month in Social Securty and all of his medical is covered by the state of California. Question: Are there programs that provide free housing for very low… Read More

Health Insurance*

My son is supposed to get an MRI but he doesn't have insurance. I know open enrollment for Gov't health insurance is November 1st.  If he gets a diagnosis of MS, is he going to have a problem getting health insurance?  Read More

Medicare *

I'm on disability for MS and just was informed I will have to be on Medicare.  Does anyone have advice?  I am thinking of going on A, B, "medigapG" with no drug coverage so One to one will pay for my aubagio...My disability is too high to be on Medicaid and any of the other financial assistance programs. Read More

Compassionate Expedited Reinstatement *

I don’t understand why so many professionals, that deal with MS claims, are so misinformed: When I would speak to an Advocate or a SSDI Lawyer, (most that I contacted never responded), those that did respond informed me one of the following:You have to start a new claim & start from scratchThere is no such… Read More


I am curious if others have had issues with Anthem BC/BS not covering Ocrevus.  It would be a Tier 4 drug if they listed it in their formulary.  They do not. I am lucky to have one of the best neurologists in my state and in the research we have both done, we found Ocrevus to be the best potential… Read More

How do you afford medication?*

Hi all, So even with insurance, Anthem BC/BS and medicare, I cannot afford any medication and haven't been able to afford any MS medication in nearly 14 years. I live well below the poverty level (it is 10,000k a year for one, I live off of 8k a year for two), and despite having earned multiple degrees, I have… Read More

The ACA passing the House. *

With the ACA act passing the house, I admit I am scared...beyond what is anywhere near healthy. I know, that it is not final, and still has some way to go, but in my panic, I want and need to start planning ahead. At the moment I am covered by my father's insurance (under 25), but I do not know how the new ACA… Read More


I am a 63-year old woman who was diagnesed with RRMS in 2010.  The best I can say for it was that it came as a complete shock.  At the time of my diagnosis, i was a successful Florida Bar Board Certified Labor and Employment Lawyer, litigating cases on behalf of individuals who suffered wrongs at the hands of… Read More

Insurance Aggravations*

I just wanted to put this out there as a genreal curiosity. For the past three years I have been unable to see my neurologist, who works at the only MS clinic in my city, because my heath insurance changed. There were all of a sudden massive co-pays and I just couldn't afford her. Thankfully, I will be going… Read More

Mother with advanced MS*

Hi everyone, my mother is 56 and has been diagnosed for nearly 20 years. She has very advanced ms. We can no longer walk for care for herself.  My concern is that she is alone for most of the day while her husband is at work. She needs full time care but can not afford it.  I live in houston, she is in… Read More

Frustrated with all the hoops *

I've been without insurance and meds since 9/1, thought medicaid was coming, but no. So now I've done research and got some quotes, but I'm still confused. It seems I would be better if I wasn't married or he didn't work, any suggestions would be great to help clear up my confusion. Thanks, tiffany Read More


In short I am having a massive insurance issue due to my employer mistake. I have MS like all of us, and like everyone painfully knows it comes it a commitment to high insurance bills on a regular basis. I took a role at company (beginning this year) who was not based in my state. We quickly found out their… Read More