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Health Insurance

Insurance denied, due to income*

I recently, after having MS for 22 years, went on disability through my employer. And while on disability, I was required to apply for SSD which I thought I won't get it because nobody gets it on the first try. By guess who got it. So now I am on SSD, and was approved for Medicaid, because I am not eligible for… Read More

Health Insurance issues*

Hello, I have a question and I am pretty sure a lot of people would like to have an answer too. Is it leagal for an insurance company to override a physician' s prescription? My neurologist write my MS treatment prescription for a 90 supply and it's been delivered this way since I was diagnosed 10 years ago… Read More


hello! I am in the middle of medicaid planning for my mother, 67 who has had MS for 30 years. Have other families gone through the Medicaid process, spend downs, annuities, and have Community First Choice Waiver program to receive caregiver help at home? I'd love to connect with others who have gone through… Read More

Option for Health insurance in US *

My daughter wish to do higher studies in US. She was dignosed with MS in 2016 and generally doing well with medications in India with no disability at all. If she starts studying in US, can she get an affordable heatlh insurence for ongoing medical expenses (including medicine and day care) and for exisgency if… Read More

Need Help*

Hello Im Charles I have MS. I can  not work and I need help with my MS doctors, tests, and the like. I have no health insurance and I'm getting tired alot more and seem to be more on the couch then active. My wife (a double lung transplant recipent) and two son are helpful but I am getting more and more… Read More


I was just wondering if anyone else was in the same boat as me..... I suffer from fatigue. I once slept 37 hours straight and woke up only to say I feel a little better. I was put on provigil to start and when that didn't work as well I was put on nuvigil. That has been my saving grace for the past 10-15 years.… Read More

How do you afford medication?*

Hi all, So even with insurance, Anthem BC/BS and medicare, I cannot afford any medication and haven't been able to afford any MS medication in nearly 14 years. I live well below the poverty level (it is 10,000k a year for one, I live off of 8k a year for two), and despite having earned multiple degrees, I have… Read More

Disability benefits (cross post)*

Hi,  I'm new to the group so please redirect me if this the wrong forum. My wife was diagnosed over 20 years ago now. We're originally from England but have lived in the Raleigh NC area for 14 years. We are naturalized US citizens. On it says that since I'm eligible for disability benefits that my… Read More

Ocrevus and Medicare*

I'm switching from bcbs to medicare in a few months and my Neurologist and I have discussed changing my medication to Ocrevus.  Ocrevus does not seem to be covered by any of the medicare advantage plans I have researched.  Is this because it is too new to have made it into their formularies?  Is it because it's… Read More

Real help!?*

i was diagnosed w ms past year in April- nothing made sense to me - I carried on doing my usually day to day things without any medicine-      Then started falling over but wasnt part of any dance moves. Entire side of my body going numb - I also peed all over myself without having any clue I had to even go? I… Read More


Hey , im currently living in the Uk where my health care is free from the nhs. I'm currently thinking about moving to the usa, one of the main things that is stopping me from coming over is health insurance , ive never had to get health insurance before and to be honest im finding it really confusing. how much… Read More

Health Ins and med coverage*

My son is waiting foir a call to get an MRI. He doesn't have a diagnosis yet. I noticed someone said something about having a $5000 co-pay and they couldn't afford meds because of it. We were going to try to get some insurance for him in November during open-enrollment, not that we can probably afford it but he… Read More

Would headphones be covered *

I was wondering if anyone would know this answer. Would headphones 🎧 such as the Bose headphones be covered under insurance (medical) I remember being at my daughter’s apt @ school, someone bought her these gorgeous, unbelievable Bose headphones set to block out noise. When I was there I actually used them to… Read More

Assisted Living Coverage*

I'm exploring living options for my dad. He's had MS for 25 years. He has to move out of his house and is unable to earn an income.  He receives $1,100 per month in Social Securty and all of his medical is covered by the state of California. Question: Are there programs that provide free housing for very low… Read More