Search Discussions

Main Content

Health Insurance

Accidents or Falls from MS?

Hi, I am newly diagnosed (1 week ago) and am looking into any supplemental insurance that may benefit us.  I am considering Aflac, as they have an accident policy.  It seems fairly straight forward, I am just wondering are falls or accidents kind of common with MS.  Has anyone else utilized Aflac for this… Read More

Hi.....question about health insurance

Hi guys, I was recently approved for ssdi on my first time trying which is great thank God! But I am now concerned because since it was my first try now I dont qualify for medicare untill june of 2014   but since my Ms is aggressive I really need multiple medicine just to be somewhat okay ( Rebif,celexa… Read More


I have been diagnosed back in 2008 with RRMS.  I am on disability and I cannot afford the copay and deductable I have to pay.  I am dealing with problems due to my M.S. right now, and I have alot of Dr. appointments.  Is there any kind of program that helps us with out medical needs? Read More

insurance coverage or disability

My husband has retired and works 3 days a week to cover ins. for me he gets his health care from VA he is getting irritated with me because he has to work enough to cover my health care needs i feel guilty and bad because he is irritated with me over this. What can I do? Read More


Hello! I am trying to figure out what to do and hoping someone else has had this same problem. Back in October I was hospitalized because I was peeing my pants. Yep. Peeing my pants and extreme back pain. The back pain I could handle, but the peeing my pants thing was not ok. I'm 30, and even in my most… Read More


SSA Denial Letter: “We have determined that your condition is not severe enough to keep you from working. We considered the medical and other information, your age, education, training and work experience in determining how you condition affects your ability to work. You said you were disabled due to multiple… Read More

No Health Insurance

Hello. I am writhing for my 29 year old daughter who was diagnosed in 2009. She is having an extremely difficult time acquiring affordable health insure, she stays at home with her seven year old and has a husband who doesn't care. Any suggestions on what she can do to obtain treatment medication and insurance… Read More

Tysabri Touch Program

At the beginning of the new year my insurance is changing from a PPO to a Health Savings Plan (Obama Care). I have to pay the first $3,500 out of pocket the 80/20 until I meet my out of pocket max which is $6,500. I am currently on Tysabri and Ampyra. The Tysabri is 4,500 not including infusion costs and the… Read More

low cost glasses

I am uninsured. I am working through the free clinic in Cleveland, OH which says that they will cover everything I have done so far - Doctors, P.T. , MRI and eye exam.  That is very good and I am thankful.  One of the major complaints that I have with my MS is double vision.  the optonitrist gave me a glasses… Read More

Non-preferred pharmacies second edition

I could not access the other posting so I am repeating some  and adding some more. The new booklet from AARP United Healthcare has now moved my pharmacies to the non preferred pharmacy column and are charging additional for me to do business with the local pharmacies. For the cheaper scripts it is as much as… Read More

Uninsured, Is Obama Care effective?

I am uninsured and a few people suggested Obama Care for pre existing conditons....yet the feedback I've gotten from pharmacists etc say that it is not worth the monthly costs. It does not cover many drugs, etc. Is Obama Care effective? Read More

Double health insurance...

 I was diagnosed with MS August 2011. Since then I dropped my health insurance and hopped on my husband's insurance. Now I wonder if I should have my job's insurance as well as my husband's? Since it is now open enrollment and I wonder if I should sign up for back up insurance or would it be a waste? Read More